SPDR S&P/ASX 200 Financials ex AREIT ETF
Performance
Total return to 23 Oct 2026, distributions reinvested, before franking. ASX figures are to 30 Sept 2026 and gross of franking, so they run higher for franked Australian funds.
What it costs to hold
Management fee plus trading costs, compared with similar funds.
A typical fund among Australian equity funds would cost $187 (0.37% a year), so OZF is $9 cheaper.
Spread is the average gap between buying and selling prices on the ASX. Fees are shown on a flat balance, not compounded on growth. Excludes tax and any adviser or platform fees.
Calendar-year returns
Where the money is
Look-through exposure as at 2 Sept 2026 · 30 securities · top 10 = 91.5%
Country
Sector
Monthly returns
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | −1.1 | 9.0 | −5.7 | 1.7 | −2.9 | 2.2 | 6.1 | −5.5 | −1.8 | 5.8 | 6.8YTD | ||
| 2025 | 5.9 | −4.5 | −4.3 | 5.7 | 5.4 | 4.3 | −1.2 | 3.9 | −1.6 | 1.7 | −4.2 | 0.5 | 11.1 |
| 2024 | 5.1 | 3.4 | 3.0 | −3.4 | 2.6 | 5.1 | 5.9 | 2.0 | 0.3 | 3.2 | 6.8 | −3.8 | 33.9 |
| 2023 | 5.2 | −2.9 | −4.9 | 3.2 | −2.8 | 2.5 | 4.7 | −0.7 | −1.2 | −4.1 | 5.7 | 6.2 | 10.4 |
| 2022 | −6.6 | 2.0 | 9.8 | −0.8 | −1.1 | −12.1 | 9.0 | −1.2 | −6.6 | 12.5 | 2.5 | −3.5 | 1.1 |
| 2021 | 0.7 | 6.1 | 4.3 | 2.4 | 5.8 | −0.1 | −1.2 | 4.3 | 1.1 | 1.2 | −5.4 | 2.7 | 23.4 |
| 2020 | 4.3 | −4.7 | −25.8 | 0.3 | 6.2 | 3.3 | −1.0 | 0.8 | −5.7 | 6.0 | 16.3 | 0.1 | −5.8 |
| 2019 | −0.6 | 8.4 | −2.2 | 4.2 | 2.3 | 3.9 | 1.5 | −2.6 | 4.3 | −2.3 | −2.7 | −1.5 | 12.7 |
| 2018 | −1.0 | 1.1 | −5.8 | 0.0 | −0.2 | 4.6 | 1.7 | 0.0 | −2.1 | −7.0 | 2.6 | −2.9 | −9.2 |
| 2017 | −1.9 | 4.1 | 3.9 | 1.2 | −6.9 | 1.1 | 1.1 | −3.0 | 1.9 | 3.8 | −1.5 | 1.2 | 4.5 |
| 2016 | −10.1 | −5.1 | 3.6 | 3.5 | 5.2 | −6.2 | 5.7 | −1.0 | 0.7 | 0.1 | 6.1 | 5.8 | 6.7 |
| 2015 | 4.5 | 7.0 | 2.0 | −4.8 | −1.2 | −3.9 | 4.9 | −10.5 | −3.6 | 5.4 | 2.5 | 3.7 | 4.6 |
| 2014 | −5.1 | 6.0 | 3.2 | 1.1 | 0.9 | −0.5 | 2.8 | 0.4 | −6.3 | 6.5 | −0.4 | 0.9 | 9.0 |
| 2013 | 7.3 | 8.1 | 0.1 | 8.6 | −7.4 | −0.2 | 6.7 | 0.2 | 3.5 | 5.3 | 0.1 | −1.0 | 34.6 |
| 2012 | 2.7 | −0.2 | 6.1 | 1.8 | −7.9 | 4.3 | 7.7 | 2.8 | 0.6 | 3.0 | 1.1 | −0.6 | 22.6 |
| 2011 | −6.6 | −2.1 | −2.9 | −3.8 | −2.5 | 12.4 | −7.1 | −2.9 | −15.5 |
Total return each month in %, distributions reinvested, before franking. The latest month runs to the last price date. The first year starts from listing.
Top holdings
Most similar funds
Overlap is the share of the portfolio held in common, look-through. Correlation is of daily returns. High overlap means close substitutes.
OZF questions answered
Written from the latest data on this page. General information only, not financial advice.
How diversified is SPDR S&P/ASX 200 Financials ex AREIT ETF?
SPDR S&P/ASX 200 Financials ex AREIT ETF holds 30 securities, and its ten largest positions make up 91.5% of the fund, more concentrated than the 51.2% typical of Australian equity funds. That makes it fairly concentrated.
Its country exposure is almost entirely Australia (99.2%), and its biggest sector is Financials at 99.8%, based on holdings as at 2 Sept 2026.
Which ETFs does OZF double up with most?
OZF shares the most holdings with Betashares Financials Sector ETF (QFN) (98% overlap), VanEck Australian Banks ETF (MVB) (70% overlap) and Vanguard MSCI Australian Large Companies Index ETF (VLC) (48% overlap). Overlap is the share of the portfolio the two funds hold in common, looking through to the underlying securities.
At 98%, owning both OZF and QFN would mostly double up on the same investments rather than spread your money further. Of these, MVB has the lowest fee, at 0.28% a year against 0.34% for OZF.
How is SPDR S&P/ASX 200 Financials ex AREIT ETF managed – active or passive?
SPDR S&P/ASX 200 Financials ex AREIT ETF is passively managed: it follows an index and holds what that index holds, rather than relying on a manager's stock picks.
Among Australian equity funds, active funds charge a median 0.85% a year and index funds 0.34%.
What will I pay in fees for OZF?
OZF charges a management fee of 0.34% a year, about $34 for every $10,000 invested. That is cheaper than 63% of the 471 ASX ETFs we track, where the median fee is 0.44%. Among Australian equity funds, the median is 0.35%.
Lower-cost funds with a similar focus include Global X Australia Ex Financials & Resources ETF (OZXX) at 0.25%.
If you would rather have a manager choose the investments, active options such as Seed Financial Income Fund Active ETF (SFIF) at 0.55% cost more.
The fee is taken from the fund's assets and is already reflected in its returns. You'll also pay brokerage when you buy or sell, and the bid-ask spread, which has averaged 0.08% for OZF.
Does SPDR S&P/ASX 200 Financials ex AREIT ETF follow a theme?
Yes. SPDR S&P/ASX 200 Financials ex AREIT ETF focuses on financials, and its largest sector is Financials at 99.8% of the fund. Thematic funds are narrower than the broad market, so they can rise or fall much more than it does.
Other ASX funds with a financials focus include Seed Financial Income Fund Active ETF (SFIF), Betashares Financials Sector ETF (QFN) and Global X Australia Ex Financials & Resources ETF (OZXX).
What is under the hood of OZF?
As at 2 Sept 2026, OZF's ten largest holdings are Cmnwlth Bk Of Aust (30.2%), Natl Australia Bk (13.4%), Westpac Bkg Corp (13.3%), Anz Group Hldgs Li (12.8%), Macquarie Gp Ltd (10.0%), Qbe Ins Group (3.9%), Suncorp Group Ltd (2.4%), Insurance Aust Grp (2.2%), Washington H Soul (1.8%) and Medibank Private L (1.5%). Together they make up 91.5% of the fund.
It follows an index; the issuer's PDS sets out how that index chooses and weights its holdings. Its top 10 weighting of 91.5% compares with 51.2% for Australian equity funds.
How well has SPDR S&P/ASX 200 Financials ex AREIT ETF performed?
Based on its category, SPDR S&P/ASX 200 Financials ex AREIT ETF aims to grow your capital in line with the index it tracks.
To 23 Oct 2026, with distributions reinvested, it returned 2.1% over 1 year (median 0.6%; ranked 28 of 65), 20.6% a year over 3 years (median 11.6% a year; ranked 3 of 54) and 11.3% a year over 5 years (median 6.6% a year; ranked 8 of 48). The medians and rankings compare it with Australian equity funds. Since listing in 2011 it has returned 9.0% a year.
Tracking difference is the gap between a fund's return and its index's return. We don't hold index returns, so we can't measure it for OZF; the issuer reports it in the monthly fact sheet. As a guide, a well-run index fund trails its index by about its fee, here 0.34% a year, and a much bigger gap is a warning sign.
Past performance is not a reliable indicator of future performance.